[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ziris.cz\/jak-si-pujcuji-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.ziris.cz\/jak-si-pujcuji-podnikatele\/","headline":"Jak si p\u016fj\u010duj\u00ed podnikatel\u00e9?","name":"Jak si p\u016fj\u010duj\u00ed podnikatel\u00e9?","description":"N\u00e1zor, \u017ee maj\u00ed soukrom\u00ed podnikatel\u00e9 v\u017edy spoustu pen\u011bz, se rozhodn\u011b nezakl\u00e1d\u00e1 na pravd\u011b. Nikdy tomu tak nebylo a ani dnes tomu tak nen\u00ed a z\u0159ejm\u011b ani v budoucnu nebude. Tito lid\u00e9 by sice m\u011bli m\u00edt pen\u011bz \u00fam\u011brn\u011b sv\u00e9mu sna\u017een\u00ed, proto\u017ee jsou jak zn\u00e1mo sami sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjci, tud\u00ed\u017e by vesm\u011bs m\u011bli m\u00edt pen\u011bz opravdu dost,","datePublished":"2021-07-17","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.ziris.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ziris.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a6945111a6684c356ffa2edea93eeeab9450e38d2439d8ecd0a625f734db9218?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a6945111a6684c356ffa2edea93eeeab9450e38d2439d8ecd0a625f734db9218?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ziris.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ziris.cz\/wp-content\/uploads\/indick%C3%A1%20bankovka_1.jpg","url":"https:\/\/www.ziris.cz\/wp-content\/uploads\/indick%C3%A1%20bankovka_1.jpg","height":0,"width":0},"url":"https:\/\/www.ziris.cz\/jak-si-pujcuji-podnikatele\/","about":["Pen\u00edze"],"wordCount":422,"articleBody":"     N\u00e1zor, \u017ee maj\u00ed soukrom\u00ed podnikatel\u00e9 v\u017edy spoustu pen\u011bz, se rozhodn\u011b nezakl\u00e1d\u00e1 na pravd\u011b. Nikdy tomu tak nebylo a ani dnes tomu tak nen\u00ed a z\u0159ejm\u011b ani v budoucnu nebude. Tito lid\u00e9 by sice m\u011bli m\u00edt pen\u011bz \u00fam\u011brn\u011b sv\u00e9mu sna\u017een\u00ed, proto\u017ee jsou jak zn\u00e1mo sami sv\u00e9ho \u0161t\u011bst\u00ed str\u016fjci, tud\u00ed\u017e by vesm\u011bs m\u011bli m\u00edt pen\u011bz opravdu dost, jen\u017ee jak praxe ukazuje, je cel\u00e1 \u0159ada nejr\u016fzn\u011bj\u0161\u00edch d\u016fvod\u016f, pro\u010d tomu tak nen\u00ed. A pro\u010d t\u0159ou tito nejednou t\u0159eba i onu pov\u011bstnou b\u00eddu s nouz\u00ed.Prost\u011b se takov\u00fd \u010dlov\u011bk m\u016f\u017ee sna\u017eit i sebev\u00edc, jen\u017ee mu to nemus\u00ed b\u00fdt v\u017edy co platn\u00e9. Zkomplikovat se m\u016f\u017ee kdeco a d\u016fsledkem je pr\u00e1v\u011b nep\u0159\u00edjemn\u00e1 finan\u010dn\u00ed t\u00edse\u0148. Ta, je\u017e je u soukrom\u00fdch podnikatel\u016f vlastn\u011b je\u0161t\u011b daleko hor\u0161\u00ed ne\u017e u pouh\u00fdch spot\u0159ebitel\u016f, a to proto, \u017ee si podnikatel\u00e9 vyd\u011bl\u00e1vaj\u00ed nejen na sebe samotn\u00e9, ale i na v\u0161e, co souvis\u00ed s jejich firmou, od financov\u00e1n\u00ed jej\u00edho provozu p\u0159es platy zam\u011bstnanc\u016f a\u017e t\u0159eba po povinn\u00e9 odvody st\u00e1tu.A kdy\u017e na to v\u0161echno nen\u00ed pen\u011bz dost, je podnikatel ve skute\u010dn\u011b slo\u017eit\u00e9 situaci, ze kter\u00e9 ho m\u016f\u017ee nejednou dostat u\u017e jedin\u011b p\u016fj\u010dka. A to zpravidla nebankovn\u00ed hypot\u00e9ka bez registru.Pro\u010d pr\u00e1v\u011b hypot\u00e9ka? A pro\u010d ze v\u0161ech hypot\u00e9k zrovna ta nebankovn\u00ed? Na tyto ot\u00e1zky existuje v podstat\u011b jednoduch\u00e1 odpov\u011b\u010f. Proto\u017ee jde o p\u016fj\u010dku dostupnou a v\u00fdhodnou. A o to p\u0159ece u p\u016fj\u010dek jde p\u0159edev\u0161\u00edm.Pro\u010d je tomu tak?D\u00edky nezbytn\u00e9 z\u00e1stav\u011b nemovitosti coby z\u00e1ruce spl\u00e1cen\u00ed se tu nebankovn\u00ed spole\u010dnost nemus\u00ed b\u00e1t p\u016fj\u010dit ani takov\u00e9mu podnikateli v nesn\u00e1z\u00edch, kter\u00fd by pro banky nebyl bonitn\u00ed, tedy dost dokonal\u00fd, a to a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny takov\u00e9 nemovitosti, s a\u017e \u010dty\u0159icetiletou dobou spl\u00e1cen\u00ed, a d\u00edky jistot\u011b, \u017ee se nebankovn\u00ed spole\u010dnosti jej\u00ed pen\u00edze vr\u00e1t\u00ed, se tu nemus\u00ed po\u017eadovat ani p\u0159emr\u0161t\u011bn\u00e9 \u00faroky, jimi\u017e by se kompenzovalo to, co jin\u00ed nedok\u00e1\u017eou vr\u00e1tit.A proto tu z\u00edskaj\u00ed prost\u0159edky pro sv\u00e9 podnik\u00e1n\u00ed t\u0159eba i ti, kte\u0159\u00ed maj\u00ed n\u00edzk\u00e9 p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si p\u016fj\u010duj\u00ed podnikatel\u00e9?","item":"https:\/\/www.ziris.cz\/jak-si-pujcuji-podnikatele\/#breadcrumbitem"}]}]